Money | Trail Ridge Trust Company

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

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How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

What If Your Kids Decide Against College?

Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

Surprise! You’ve Got Money!

Here’s a quick guide to checking to see if you have unclaimed money.

Monthly Memberships

A look as how autopay subscriptions can be a drain on your finances, especially when forgotten.

Glossary of Scam Terms

A helpful glossary of current scams.

The Average American Budget

Learn about the average American budget in this fun and interactive piece.

Budgeting After a Divorce

Divorce is the second most stressful time in a person's life. Here's some tips to get through it.

Making Sense of HSAs and FSAs

How HSAs and FSAs might help your household.

The Big Pause

This handy interactive explains which essential government services are affected by a shutdown.

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Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

Lifetime of Earnings

Estimate how much you may earn over your working years based on your current income.

Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

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